Login to Employer Sponsored Plan 

 

When was the last time you logged in to your employer-sponsored retirement plan?

If you struggle to remember, then it’s probably time.  I can’t tell you how many potential clients we meet with who can’t recall the last time they logged in or simply don’t know how to access their account.

This isn’t to overanalyze your investments, although you should track how your retirement investments are performing.  There are other, really important reasons to log in.

First, it’s important to stay informed of any changes, such as updates to investment options, contribution limits, or plan rules.

Second, if your employer offers a matching contribution to your retirement plan, logging in frequently can help you ensure that you’re contributing enough to maximize the matching benefit.

Lastly, this helps you take advantage of additional plan features like Roth 401(k) contributions, catch-up contributions, or loan provisions.

Your retirement plan is more than just savings and investments.  Staying informed and adjusting when necessary is crucial, and that starts with logging in.

 

So, take a moment today to log into your account.  If it’s been a while, consider this a gentle reminder.

Pharos Financial Advisors

Investment and Insurance Products are:

  • Not Insured by the FDIC or Any Federal Government Agency
  • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
  • Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested

This information is intended for use only by residents of (AL, AZ, CA, CO, CT, DC, FL, GA, IL, IN, KY, MA, MD, MI, MN, NC, NJ, NY, OH, PA, RI, SC, TN, TX, UT, VA, VT, WV). Securities-related services may not be provided to individuals residing in any state not listed above. Please consult with the FA as s/he may not be registered in all states.

For parties residing outside of the U.S., this information is: (i) provided for informational purposes only, (ii) not and should not be construed in any manner as an offer to participate in any investment or to buy or sell any securities or related financial instruments, and (iii) not and should not be construed in any manner as a public offering of any financial services, securities or related financial instruments. Products and services listed may not be available, or may have restrictions, depending on client country of residence.

Investment products and services are offered through Wells Fargo Advisors Financial Network, LLC (WFAFN). Wells Fargo Advisors is the trade name used by Wells Fargo Clearing Services, LLC and WFAFN, Members SIPC, separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company. Any other referenced entity is a separate entity from WFAFN.

Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.

A note about Social Media: Opinions, comments and actions taken on Social Media are those of the third party and do not necessarily reflect the views of the creator of this profile or of the firm. Social Media is intended for U.S. residents only and subject to the following terms: wellsfargoadvisors.com/social.

© 2022 Wells Fargo Clearing Services, LLC. All rights reserved.

FINRA’s BrokerCheck Obtain more information about our firm and its financial professionals

FINRA’s BrokerCheck Obtain more information about our firm and its financial professionalsX